Take control of your money one paycheck at a time. This guided journal is designed to help you split bills between checks, track your spending, and reflect on your financial choices with clarity and confidence.Inside, you’ll find:✔️ Step-by-step instructions on how to use your budget worksheets✔️ Easy tools for calculating your whether 70/30 or another ratio bill split and balance bucket percentages✔️ Prompts to set your money mindset before each budgeting cycle✔️ Reflection pages to review what worked, what didn’t, and how to improve next time✔️ Space to record income, bills, flex money, needs, wants, and savingsUnlike traditional planners, this journal helps you think in real life terms—not just monthly totals, but paycheck by paycheck. Perfect for those in their early 20’s learning independence, or in their 30’s balancing goals, family, and lifestyle.Sized at 8.5 x 8.5 inches, this square format journal gives you plenty of room to write, plan, and reflect without feeling cramped.Build peace of mind, reduce financial stress, and create better habits—one paycheck at a time.